NYC Motor Vehicle Passenger Injury Lawyers

Personal Injury Lawyers in New York Helping Injured Passengers Recover Compensation

When you get behind the wheel of your car, you take on the enormous responsibility of helping to keep our roadways safer for everyone who travels on them. When you ride as a passenger, however, things are a bit different. As a passenger, you have no control over how safely – or otherwise – the person behind the wheel will navigate – nor do you have the capacity to drive defensively in relation to other drivers. When you are a passenger, you are basically at the mercy of all the drivers on the road.

Moving Forward: Your Third-Party Insurance Claim

If you’ve been injured as a passenger in a car accident, you’re probably going to be bringing a third party insurance claim:

• If the driver of the car you were traveling in is responsible for the accident, you’ll bring your claim against his or her insurance policy.
• If another driver is responsible for the accident, you’ll bring your claim against his or her insurance policy.

Keep in mind that, drivers can share blame in car accidents, and you may have to make multiple claims. If you’ve been injured as a passenger in a car accident, consult with an experienced New York passenger-injury claims attorney today.

Passenger Injury Claims: When You’re Related to the Driver

If you are injured as a passenger in a car accident and you are related to the driver with whom you share an insurance policy, you probably can’t bring a liability claim against your own policy.

Med-Pay Coverage

Bringing an insurance claim can take a considerable amount of time, but don’t let the delay influence your healthcare decisions. The sooner your injuries are diagnosed and you begin appropriate treatment, the better off you’ll be. Your own car insurance policy likely includes medical payments, which are often referred to as med pay. Many motorists aren’t even aware that they carry this coverage, so do some digging. Finally, even if you don’t have med pay – or even car insurance – you may be able to access the at-fault driver’s med-pay coverage.

Total Compensation

Even though several insurance policies may be involved, the amount you get from any one policy regarding any specific aspect of your injury will be offset any other policies. This means that, ultimately, you will only be compensated for the actual damages you suffer. No overpayments will come into play. Your damages, however, may include lost wages and any pain and suffering you endured.

If You’ve Been Injured as a Passenger in a Car Accident, Contact an Experienced New York Passenger-Injury Claims Attorney Today

If you are injured as a passenger in a car accident, your personal injury claim will likely follow a more circuitous route than a typical car accident claim would. The dedicated legal professionals at Lipsig, Shapey, Manus & Moverman in New York are here to help. Our firm was formed 80 years ago, and our experienced passenger-injury claims attorneys are proud of our legacy and are committed to guiding your claim toward its best possible resolution. For a free initial consultation, please contact or call us at 212-285-3300 today.